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PO Box 525
Oshtemo, MI 49077-0525


Routing # 272481839


"They guided me through each and every step of the way. They made it easy for me as a new business owner. I use Online Banking every day."

- Julie, joined 2006



Apply for a loan

Click below to download a PDF application, Personal Financial Statement (PFS), and checklist package. Then fax your application to 269.488.1919 or submit to any office.


Recent Blog Posts

Start or Build Your Business with Consumers Business Loans

Quick and easy applications!


Today’s challenging and dynamic business environment requires more than just money to succeed. It requires business expertise and access to local decision makers who can make a Hear our members' stories on YouTube!difference to your business—and life easier for you. Contact us today to discuss your business lending needs by calling 800.991.2221 or emailing


  • Small Business Express Loan

    Quick turnaround time on loans less than $50,000. Read more. >>


  • Business Rewards MasterCardBusiness Rewards MasterCard®

    From earning rewards to managing expenses to streamlining purchases for your company's needs, our Business Rewards MasterCard® is the card for your business! Click here to download the application and Personal Financial Statement (PFS). Please fax your completed documentation to 269.488.1919 or submit to any office. Read more. >>


  • Lines of Credit (minimum $50,000)

    We offer lines of credit to help your business meet its working capital needs. With a line of credit, your business can satisfy inventory requirements and take advantage of purchase discounts. It can also provide short–term working capital for added cash flow, and facilitate the carrying of accounts receivable until you collect the cash. Read more. >>


  • Installment Loans

    Installment Loans are available for business vehicles, machinery, and other equipment to help your business run smoothly. Read more. >>


  • SBA Guaranteed Loans

    We work with the Small Business Administration (SBA) to offer guaranteed loans, subject to operating procedure and approval. Read more. >>


  • Business Real Estate Mortgages

    Obtain financing for a new real estate purchase or refinance a current mortgage to help your business expand or save money. Read more. >>



Consumers Business Services Team

Gary Ferguson

Gary Ferguson

Vice President of Business Services

Eric Stoll

Eric Stoll

Relationship Manager

Jeremy Prins

Jeremy Prins

Business Development Manager, Grand Rapids

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